Call reports 2020
CITIZENS BANK OF KANSAS — 2020
What CITIZENS BANK OF KANSAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 393,070,000 | 445,967,000 | 450,886,000 | 462,774,000 |
| Total loans | 210,678,000 | 235,614,000 | 242,983,000 | 225,098,000 |
| Allowance for loan losses | 2,452,000 | 2,531,000 | 2,639,000 | 2,757,000 |
| Securities available for sale | 109,076,000 | 125,073,000 | 144,723,000 | 168,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,996,000 | 370,570,000 | 375,426,000 | 387,313,000 |
| Interest-bearing deposits | 243,994,000 | 278,728,000 | 276,893,000 | 295,127,000 |
| Noninterest-bearing deposits | 80,002,000 | 91,842,000 | 98,533,000 | 92,186,000 |
| Equity capital | 51,996,000 | 57,249,000 | 57,758,000 | 58,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,677,000 | 7,700,000 | 11,690,000 | 15,248,000 |
| Interest expense | 371,000 | 723,000 | 1,052,000 | 1,370,000 |
| Net interest income | 3,306,000 | 6,977,000 | 10,638,000 | 13,878,000 |
| Noninterest income | 777,000 | 1,571,000 | 2,300,000 | 2,958,000 |
| Noninterest expense | 3,461,000 | 6,757,000 | 10,053,000 | 12,842,000 |
| Provision for loan losses | 52,000 | 100,000 | 152,000 | 282,000 |
| Pretax income | 585,000 | 1,713,000 | 2,779,000 | 3,773,000 |
| Income tax | 18,000 | 37,000 | 43,000 | 43,000 |
| Net income | 567,000 | 1,676,000 | 2,736,000 | 3,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,071,000 | 37,535,000 | 37,853,000 | 38,102,000 |
| Total capital | 39,523,000 | 40,066,000 | 40,492,000 | 40,859,000 |
| Risk-weighted assets | 263,740,000 | 283,616,000 | 280,027,000 | 277,807,000 |
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