Call reports 2018
CITIZENS BANK OF KANSAS — 2018
What CITIZENS BANK OF KANSAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 231,087,000 | 238,085,000 | 233,167,000 | 236,384,000 |
| Total loans | 149,729,000 | 147,856,000 | 147,834,000 | 145,156,000 |
| Allowance for loan losses | 2,170,000 | 2,200,000 | 2,168,000 | 2,236,000 |
| Securities available for sale | 59,155,000 | 58,849,000 | 55,948,000 | 65,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,269,000 | 198,978,000 | 194,060,000 | 196,953,000 |
| Interest-bearing deposits | 160,571,000 | 165,836,000 | 159,159,000 | 162,639,000 |
| Noninterest-bearing deposits | 31,698,000 | 33,142,000 | 34,901,000 | 34,314,000 |
| Equity capital | 28,480,000 | 28,537,000 | 28,413,000 | 29,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,790,000 | 7,209,000 | 9,706,000 |
| Interest expense | 216,000 | 443,000 | 672,000 | 916,000 |
| Net interest income | 2,095,000 | 4,347,000 | 6,537,000 | 8,790,000 |
| Noninterest income | 453,000 | 861,000 | 1,345,000 | 1,797,000 |
| Noninterest expense | 2,171,000 | 4,273,000 | 6,323,000 | 8,385,000 |
| Provision for loan losses | 44,000 | 72,000 | 111,000 | 129,000 |
| Pretax income | 848,000 | 1,398,000 | 1,994,000 | 2,624,000 |
| Income tax | 20,000 | 40,000 | 60,000 | 64,000 |
| Net income | 828,000 | 1,358,000 | 1,934,000 | 2,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,350,000 | 23,555,000 | 23,806,000 | 24,107,000 |
| Total capital | 25,520,000 | 25,755,000 | 25,974,000 | 26,282,000 |
| Risk-weighted assets | 176,766,000 | 176,673,000 | 175,880,000 | 173,926,000 |