Call reports 2016
CITIZENS BANK OF KANSAS — 2016
What CITIZENS BANK OF KANSAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 235,402,000 | 233,624,000 | 224,097,000 | 226,175,000 |
| Total loans | 121,792,000 | 123,335,000 | 125,907,000 | 131,284,000 |
| Allowance for loan losses | 1,860,000 | 1,889,000 | 1,925,000 | 1,760,000 |
| Securities available for sale | 94,066,000 | 85,004,000 | 80,256,000 | 72,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,559,000 | 196,298,000 | 180,804,000 | 191,960,000 |
| Interest-bearing deposits | 165,936,000 | 165,260,000 | 155,279,000 | 165,639,000 |
| Noninterest-bearing deposits | 32,623,000 | 31,038,000 | 25,525,000 | 26,321,000 |
| Equity capital | 30,165,000 | 30,530,000 | 30,598,000 | 28,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,344,000 | 6,453,000 | 8,588,000 |
| Interest expense | 129,000 | 258,000 | 385,000 | 514,000 |
| Net interest income | 2,026,000 | 4,086,000 | 6,068,000 | 8,074,000 |
| Noninterest income | 400,000 | 816,000 | 1,257,000 | 1,681,000 |
| Noninterest expense | 1,940,000 | 3,812,000 | 5,720,000 | 7,860,000 |
| Provision for loan losses | 67,000 | 119,000 | 159,000 | 190,000 |
| Pretax income | 419,000 | 1,003,000 | 1,508,000 | 1,793,000 |
| Income tax | 31,000 | 58,000 | 86,000 | 80,000 |
| Net income | 388,000 | 945,000 | 1,422,000 | 1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,118,000 | 22,325,000 | 22,377,000 | 22,243,000 |
| Total capital | 23,978,000 | 24,214,000 | 24,302,000 | 24,003,000 |
| Risk-weighted assets | 170,594,000 | 172,981,000 | 172,639,000 | 164,974,000 |