Call reports 2025
THUMB BANK & TRUST — 2025
What THUMB BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 659,060,000 | 651,223,000 | 663,010,000 | 675,431,000 |
| Total loans | 358,130,000 | 361,350,000 | 364,799,000 | 384,837,000 |
| Allowance for loan losses | 4,091,000 | 4,165,000 | 4,165,000 | 4,215,000 |
| Securities available for sale | 165,144,000 | 158,423,000 | 159,361,000 | 160,224,000 |
| Securities held to maturity | 37,664,000 | 37,664,000 | 37,663,000 | 37,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,740,000 | 587,758,000 | 595,746,000 | 607,862,000 |
| Interest-bearing deposits | 417,712,000 | 403,346,000 | 408,198,000 | 303,250,000 |
| Noninterest-bearing deposits | 179,028,000 | 184,412,000 | 187,548,000 | 304,612,000 |
| Equity capital | 59,721,000 | 60,260,000 | 63,532,000 | 65,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,123,000 | 16,375,000 | 25,013,000 | 33,504,000 |
| Interest expense | 1,671,000 | 3,346,000 | 5,021,000 | 6,585,000 |
| Net interest income | 6,452,000 | 13,029,000 | 19,992,000 | 26,919,000 |
| Noninterest income | 840,000 | 1,708,000 | 2,637,000 | 3,515,000 |
| Noninterest expense | 4,435,000 | 8,870,000 | 13,630,000 | 18,503,000 |
| Provision for loan losses | 17,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 2,857,000 | 5,767,000 | 8,899,000 | 11,781,000 |
| Income tax | 523,000 | 1,067,000 | 1,639,000 | 2,160,000 |
| Net income | 2,334,000 | 4,700,000 | 7,260,000 | 9,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,427,000 | 59,696,000 | 61,133,000 | 62,872,000 |
| Total capital | 62,295,000 | 63,638,000 | 65,076,000 | 66,865,000 |
| Risk-weighted assets | 421,959,000 | 430,386,000 | 434,309,000 | 453,614,000 |