Call reports 2024
THUMB BANK & TRUST — 2024
What THUMB BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 617,136,000 | 606,919,000 | 601,440,000 | 667,540,000 |
| Total loans | 315,310,000 | 324,475,000 | 334,981,000 | 346,821,000 |
| Allowance for loan losses | 3,755,000 | 4,039,000 | 4,046,000 | 4,071,000 |
| Securities available for sale | 156,642,000 | 155,231,000 | 162,085,000 | 171,268,000 |
| Securities held to maturity | 37,666,000 | 37,666,000 | 37,665,000 | 37,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,082,000 | 549,240,000 | 539,397,000 | 608,978,000 |
| Interest-bearing deposits | 383,751,000 | 378,218,000 | 368,941,000 | 407,807,000 |
| Noninterest-bearing deposits | 177,331,000 | 171,022,000 | 170,456,000 | 201,171,000 |
| Equity capital | 54,150,000 | 55,339,000 | 59,388,000 | 56,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,064,000 | 14,419,000 | 21,924,000 | 29,649,000 |
| Interest expense | 2,061,000 | 4,239,000 | 6,442,000 | 8,262,000 |
| Net interest income | 5,003,000 | 10,180,000 | 15,482,000 | 21,387,000 |
| Noninterest income | 919,000 | 1,803,000 | 2,684,000 | 4,429,000 |
| Noninterest expense | 3,891,000 | 7,951,000 | 12,124,000 | 17,038,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,031,000 | 4,032,000 | 6,045,000 | 8,805,000 |
| Income tax | 368,000 | 726,000 | 1,074,000 | 1,373,000 |
| Net income | 1,663,000 | 3,306,000 | 4,971,000 | 7,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,039,000 | 56,104,000 | 57,092,000 | 56,994,000 |
| Total capital | 58,406,000 | 59,741,000 | 60,735,000 | 60,637,000 |
| Risk-weighted assets | 385,799,000 | 388,812,000 | 397,325,000 | 423,257,000 |