Call reports 2023
THUMB BANK & TRUST — 2023
What THUMB BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 589,071,000 | 578,154,000 | 587,410,000 | 610,051,000 |
| Total loans | 302,534,000 | 312,023,000 | 319,225,000 | 324,409,000 |
| Allowance for loan losses | 3,711,000 | 3,729,000 | 3,709,000 | 3,718,000 |
| Securities available for sale | 179,153,000 | 165,375,000 | 158,329,000 | 159,188,000 |
| Securities held to maturity | 37,668,000 | 37,668,000 | 37,667,000 | 37,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,458,000 | 496,411,000 | 514,284,000 | 544,198,000 |
| Interest-bearing deposits | 329,526,000 | 317,419,000 | 334,651,000 | 351,544,000 |
| Noninterest-bearing deposits | 193,932,000 | 178,992,000 | 179,633,000 | 192,654,000 |
| Equity capital | 54,038,000 | 52,496,000 | 50,461,000 | 53,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,004,000 | 11,985,000 | 18,415,000 | 25,069,000 |
| Interest expense | 1,098,000 | 2,557,000 | 4,432,000 | 6,654,000 |
| Net interest income | 4,906,000 | 9,428,000 | 13,983,000 | 18,415,000 |
| Noninterest income | 696,000 | 1,436,000 | 2,176,000 | 3,249,000 |
| Noninterest expense | 3,920,000 | 7,618,000 | 11,377,000 | 15,737,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 1,682,000 | 3,295,000 | 4,816,000 | 5,946,000 |
| Income tax | 230,000 | 488,000 | 814,000 | -1,621,000 |
| Net income | 1,452,000 | 2,807,000 | 4,002,000 | 7,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,425,000 | 49,896,000 | 50,850,000 | 54,024,000 |
| Total capital | 53,136,000 | 52,958,000 | 53,929,000 | 57,119,000 |
| Risk-weighted assets | 379,058,000 | 393,350,000 | 394,487,000 | 397,336,000 |