Call reports 2022
THUMB BANK & TRUST — 2022
What THUMB BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 400,529,000 | 382,964,000 | 372,418,000 | 379,172,000 |
| Total loans | 194,506,000 | 205,103,000 | 207,408,000 | 211,025,000 |
| Allowance for loan losses | 2,576,000 | 2,578,000 | 2,581,000 | 2,583,000 |
| Securities available for sale | 97,142,000 | 93,550,000 | 93,107,000 | 91,242,000 |
| Securities held to maturity | 37,670,000 | 37,670,000 | 37,669,000 | 37,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,301,000 | 362,749,000 | 352,652,000 | 357,433,000 |
| Interest-bearing deposits | 246,268,000 | 239,924,000 | 225,375,000 | 217,372,000 |
| Noninterest-bearing deposits | 127,033,000 | 122,825,000 | 127,277,000 | 140,061,000 |
| Equity capital | 24,117,000 | 18,941,000 | 18,376,000 | 20,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,378,000 | 6,622,000 | 9,987,000 | 13,428,000 |
| Interest expense | 157,000 | 319,000 | 504,000 | 776,000 |
| Net interest income | 3,221,000 | 6,303,000 | 9,483,000 | 12,652,000 |
| Noninterest income | 580,000 | 1,147,000 | 1,712,000 | 2,360,000 |
| Noninterest expense | 2,355,000 | 4,846,000 | 7,562,000 | 10,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,446,000 | 2,604,000 | 3,633,000 | 4,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,446,000 | 2,604,000 | 3,633,000 | 4,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,823,000 | 30,518,000 | 31,864,000 | 33,656,000 |
| Total capital | 32,399,000 | 33,096,000 | 34,445,000 | 36,239,000 |
| Risk-weighted assets | 243,444,000 | 258,607,000 | 267,651,000 | 264,228,000 |