Call reports 2021
THUMB BANK & TRUST — 2021
What THUMB BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 370,888,000 | 369,138,000 | 376,852,000 | 379,686,000 |
| Total loans | 210,992,000 | 213,487,000 | 192,224,000 | 194,320,000 |
| Allowance for loan losses | 2,514,000 | 2,514,000 | 2,562,000 | 2,576,000 |
| Securities available for sale | 69,848,000 | 92,460,000 | 111,406,000 | 134,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,126,000 | 328,767,000 | 335,848,000 | 347,197,000 |
| Interest-bearing deposits | 228,849,000 | 225,936,000 | 230,125,000 | 230,710,000 |
| Noninterest-bearing deposits | 103,277,000 | 102,831,000 | 105,723,000 | 116,487,000 |
| Equity capital | 28,915,000 | 29,764,000 | 31,621,000 | 29,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,076,000 | 6,313,000 | 10,677,000 | 13,861,000 |
| Interest expense | 248,000 | 470,000 | 665,000 | 931,000 |
| Net interest income | 2,828,000 | 5,843,000 | 10,012,000 | 12,930,000 |
| Noninterest income | 666,000 | 1,389,000 | 2,187,000 | 2,865,000 |
| Noninterest expense | 2,194,000 | 4,703,000 | 7,299,000 | 10,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,300,000 | 2,529,000 | 4,900,000 | 5,652,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,300,000 | 2,529,000 | 4,900,000 | 5,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,050,000 | 27,836,000 | 29,471,000 | 28,847,000 |
| Total capital | 29,504,000 | 30,350,000 | 32,033,000 | 31,423,000 |
| Risk-weighted assets | 196,276,000 | 214,293,000 | 222,607,000 | 235,087,000 |