Call reports 2020
THUMB BANK & TRUST — 2020
What THUMB BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 282,577,000 | 323,400,000 | 322,101,000 | 335,867,000 |
| Total loans | 186,407,000 | 217,946,000 | 220,004,000 | 212,266,000 |
| Allowance for loan losses | 1,796,000 | 1,980,000 | 2,054,000 | 2,502,000 |
| Securities available for sale | 54,995,000 | 52,042,000 | 54,404,000 | 61,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,413,000 | 279,904,000 | 283,384,000 | 300,025,000 |
| Interest-bearing deposits | 235,482,000 | 261,766,000 | 195,329,000 | 201,022,000 |
| Noninterest-bearing deposits | 4,931,000 | 18,138,000 | 88,055,000 | 99,003,000 |
| Equity capital | 25,220,000 | 27,758,000 | 28,402,000 | 27,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,839,000 | 8,812,000 | 11,707,000 |
| Interest expense | 452,000 | 823,000 | 1,252,000 | 1,605,000 |
| Net interest income | 2,457,000 | 5,016,000 | 7,560,000 | 10,102,000 |
| Noninterest income | 530,000 | 1,274,000 | 2,043,000 | 3,048,000 |
| Noninterest expense | 2,205,000 | 4,415,000 | 6,662,000 | 9,254,000 |
| Provision for loan losses | 115,000 | 285,000 | 370,000 | 600,000 |
| Pretax income | 667,000 | 1,569,000 | 2,550,000 | 3,275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 667,000 | 1,569,000 | 2,550,000 | 3,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,405,000 | 25,103,000 | 25,720,000 | 25,185,000 |
| Total capital | 26,201,000 | 27,083,000 | 27,774,000 | 27,687,000 |
| Risk-weighted assets | 202,023,000 | 231,493,000 | 228,064,000 | 205,222,000 |