Call reports 2019
THUMB BANK & TRUST — 2019
What THUMB BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 266,412,000 | 268,158,000 | 267,638,000 | 274,254,000 |
| Total loans | 165,790,000 | 172,754,000 | 178,821,000 | 187,245,000 |
| Allowance for loan losses | 2,182,000 | 2,157,000 | 2,159,000 | 1,650,000 |
| Securities available for sale | 65,863,000 | 64,547,000 | 58,418,000 | 55,725,000 |
| Securities held to maturity | 1,100,000 | 1,630,000 | 1,630,000 | 1,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,548,000 | 234,141,000 | 229,728,000 | 231,315,000 |
| Interest-bearing deposits | 184,708,000 | 177,994,000 | 174,185,000 | 221,800,000 |
| Noninterest-bearing deposits | 52,840,000 | 56,147,000 | 55,543,000 | 9,515,000 |
| Equity capital | 23,995,000 | 25,047,000 | 25,670,000 | 25,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,499,000 | 8,367,000 | 11,211,000 |
| Interest expense | 497,000 | 1,024,000 | 1,528,000 | 2,007,000 |
| Net interest income | 2,191,000 | 4,475,000 | 6,839,000 | 9,204,000 |
| Noninterest income | 475,000 | 1,005,000 | 1,532,000 | 1,993,000 |
| Noninterest expense | 2,292,000 | 4,566,000 | 6,859,000 | 8,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 325,000 |
| Pretax income | 374,000 | 958,000 | 1,653,000 | 2,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 958,000 | 1,653,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,388,000 | 23,751,000 | 24,160,000 | 23,949,000 |
| Total capital | 25,570,000 | 25,908,000 | 26,319,000 | 25,599,000 |
| Risk-weighted assets | 197,148,000 | 192,489,000 | 190,020,000 | 199,474,000 |