Call reports 2018
THUMB BANK & TRUST — 2018
What THUMB BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 249,510,000 | 245,424,000 | 250,230,000 | 262,070,000 |
| Total loans | 161,947,000 | 163,508,000 | 161,701,000 | 167,903,000 |
| Allowance for loan losses | 2,356,000 | 2,357,000 | 2,401,000 | 2,181,000 |
| Securities available for sale | 54,752,000 | 55,428,000 | 57,412,000 | 60,741,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,100,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,365,000 | 216,605,000 | 223,022,000 | 234,576,000 |
| Interest-bearing deposits | 166,468,000 | 164,543,000 | 172,377,000 | 173,876,000 |
| Noninterest-bearing deposits | 51,897,000 | 52,062,000 | 50,645,000 | 60,700,000 |
| Equity capital | 22,582,000 | 22,598,000 | 22,385,000 | 22,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,374,000 | 4,855,000 | 7,457,000 | 10,107,000 |
| Interest expense | 271,000 | 587,000 | 995,000 | 1,440,000 |
| Net interest income | 2,103,000 | 4,268,000 | 6,462,000 | 8,667,000 |
| Noninterest income | 512,000 | 1,017,000 | 1,503,000 | 2,044,000 |
| Noninterest expense | 2,144,000 | 4,445,000 | 6,623,000 | 9,159,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 472,000 | 848,000 | 1,347,000 | 1,807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 472,000 | 848,000 | 1,347,000 | 1,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,969,000 | 23,110,000 | 23,322,000 | 23,229,000 |
| Total capital | 25,230,000 | 25,467,000 | 25,713,000 | 25,410,000 |
| Risk-weighted assets | 180,781,000 | 192,551,000 | 191,285,000 | 192,586,000 |