Call reports 2016
THUMB BANK & TRUST — 2016
What THUMB BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 231,689,000 | 227,988,000 | 236,592,000 | 241,949,000 |
| Total loans | 141,649,000 | 148,304,000 | 153,184,000 | 157,772,000 |
| Allowance for loan losses | 2,434,000 | 2,430,000 | 2,431,000 | 2,381,000 |
| Securities available for sale | 56,370,000 | 55,923,000 | 55,714,000 | 55,322,000 |
| Securities held to maturity | 0 | 0 | 2,900,000 | 3,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,713,000 | 194,798,000 | 199,045,000 | 212,668,000 |
| Interest-bearing deposits | 157,251,000 | 145,334,000 | 149,003,000 | 154,940,000 |
| Noninterest-bearing deposits | 48,462,000 | 49,464,000 | 50,042,000 | 57,728,000 |
| Equity capital | 22,592,000 | 23,746,000 | 23,624,000 | 21,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,365,000 | 6,599,000 | 8,875,000 |
| Interest expense | 165,000 | 336,000 | 524,000 | 726,000 |
| Net interest income | 1,994,000 | 4,029,000 | 6,075,000 | 8,149,000 |
| Noninterest income | 397,000 | 889,000 | 1,398,000 | 3,039,000 |
| Noninterest expense | 1,875,000 | 3,827,000 | 6,047,000 | 8,421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 517,000 | 1,092,000 | 1,451,000 | 2,792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | 1,092,000 | 1,451,000 | 2,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,417,000 | 21,779,000 | 21,853,000 | 21,848,000 |
| Total capital | 23,335,000 | 23,792,000 | 23,940,000 | 23,999,000 |
| Risk-weighted assets | 152,952,000 | 160,594,000 | 166,625,000 | 171,855,000 |