Call reports 2015
THUMB BANK & TRUST — 2015
What THUMB BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 223,575,000 | 221,963,000 | 218,090,000 | 233,583,000 |
| Total loans | 138,850,000 | 144,152,000 | 141,544,000 | 149,769,000 |
| Allowance for loan losses | 2,405,000 | 2,376,000 | 2,373,000 | 2,445,000 |
| Securities available for sale | 43,566,000 | 47,603,000 | 48,728,000 | 49,522,000 |
| Securities held to maturity | 3,595,000 | 3,595,000 | 0 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,751,000 | 196,995,000 | 191,169,000 | 208,312,000 |
| Interest-bearing deposits | 150,293,000 | 149,225,000 | 143,407,000 | 154,250,000 |
| Noninterest-bearing deposits | 48,458,000 | 47,770,000 | 47,762,000 | 54,062,000 |
| Equity capital | 21,550,000 | 21,499,000 | 22,101,000 | 21,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,256,000 | 6,416,000 | 8,641,000 |
| Interest expense | 189,000 | 371,000 | 539,000 | 698,000 |
| Net interest income | 1,914,000 | 3,885,000 | 5,877,000 | 7,943,000 |
| Noninterest income | 382,000 | 801,000 | 1,347,000 | 1,770,000 |
| Noninterest expense | 1,806,000 | 3,696,000 | 5,681,000 | 7,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 493,000 | 993,000 | 1,551,000 | 2,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 993,000 | 1,551,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,583,000 | 20,873,000 | 21,146,000 | 21,118,000 |
| Total capital | 22,479,000 | 22,810,000 | 23,062,000 | 23,137,000 |
| Risk-weighted assets | 151,181,000 | 154,487,000 | 152,839,000 | 161,101,000 |