Call reports 2008
THUMB BANK & TRUST — 2008
What THUMB BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 199,445,000 | 206,609,000 | 210,963,000 | 216,508,000 |
| Total loans | 162,092,000 | 168,652,000 | 172,376,000 | 168,623,000 |
| Allowance for loan losses | 2,235,000 | 2,255,000 | 2,290,000 | 2,294,000 |
| Securities available for sale | 15,673,000 | 14,390,000 | 15,631,000 | 17,689,000 |
| Securities held to maturity | 2,450,000 | 5,200,000 | 5,700,000 | 5,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,472,000 | 160,694,000 | 167,010,000 | 176,496,000 |
| Interest-bearing deposits | 145,372,000 | 139,453,000 | 146,653,000 | 148,410,000 |
| Noninterest-bearing deposits | 19,100,000 | 21,241,000 | 20,357,000 | 28,086,000 |
| Equity capital | 16,015,000 | 15,954,000 | 16,573,000 | 16,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,224,000 | 9,400,000 | 12,522,000 |
| Interest expense | 1,418,000 | 2,621,000 | 3,835,000 | 5,010,000 |
| Net interest income | 1,742,000 | 3,603,000 | 5,565,000 | 7,512,000 |
| Noninterest income | 389,000 | 793,000 | 1,124,000 | 1,363,000 |
| Noninterest expense | 1,745,000 | 3,541,000 | 5,358,000 | 7,235,000 |
| Provision for loan losses | 60,000 | 120,000 | 195,000 | 270,000 |
| Pretax income | 326,000 | 736,000 | 1,137,000 | 1,371,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 321,000 | 731,000 | 1,132,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,655,000 | 15,831,000 | 16,464,000 | 16,448,000 |
| Total capital | 17,653,000 | 17,962,000 | 18,637,000 | 18,571,000 |
| Risk-weighted assets | 159,588,000 | 170,388,000 | 173,687,000 | 169,637,000 |
Machine access — free, no API key
Every figure shown here about THUMB BANK & TRUST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.