Call reports 2020
DUBUQUE BANK AND TRUST COMPANY — 2020
What DUBUQUE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,591,312,000 | 1,849,035,000 | 1,838,260,000 | 1,853,078,000 |
| Total loans | 884,639,000 | 922,776,000 | 901,698,000 | 945,347,000 |
| Allowance for loan losses | 9,834,000 | 12,068,000 | 11,664,000 | 11,877,000 |
| Securities available for sale | 465,802,000 | 573,889,000 | 667,642,000 | 685,257,000 |
| Securities held to maturity | 26,598,000 | 25,146,000 | 25,230,000 | 25,316,000 |
| Trading assets | 8,017,000 | 9,744,000 | 9,316,000 | 7,634,000 |
| Total deposits | 1,363,164,000 | 1,496,559,000 | 1,591,561,000 | 1,456,908,000 |
| Interest-bearing deposits | 992,895,000 | 998,680,000 | 1,000,445,000 | 1,018,332,000 |
| Noninterest-bearing deposits | 370,269,000 | 497,879,000 | 591,116,000 | 438,576,000 |
| Equity capital | 148,393,000 | 163,637,000 | 172,122,000 | 179,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,112,000 | 27,516,000 | 40,647,000 | 53,730,000 |
| Interest expense | 2,464,000 | 3,070,000 | 3,553,000 | 4,029,000 |
| Net interest income | 11,648,000 | 24,446,000 | 37,094,000 | 49,701,000 |
| Noninterest income | 6,298,000 | 12,861,000 | 19,426,000 | 26,164,000 |
| Noninterest expense | 11,158,000 | 21,815,000 | 31,598,000 | 42,599,000 |
| Provision for loan losses | 1,410,000 | 3,656,000 | 4,112,000 | 4,366,000 |
| Pretax income | 5,469,000 | 12,155,000 | 21,220,000 | 29,798,000 |
| Income tax | 1,374,000 | 3,003,000 | 5,323,000 | 7,227,000 |
| Net income | 4,095,000 | 9,152,000 | 15,897,000 | 22,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,833,000 | 153,895,000 | 160,640,000 | 164,316,000 |
| Total capital | 159,927,000 | 167,705,000 | 173,769,000 | 177,782,000 |
| Risk-weighted assets | 1,168,746,000 | 1,182,656,000 | 1,207,601,000 | 1,275,229,000 |