Call reports 2019
DUBUQUE BANK AND TRUST COMPANY — 2019
What DUBUQUE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,550,487,000 | 1,680,539,000 | 1,547,014,000 | 1,646,105,000 |
| Total loans | 939,193,000 | 919,369,000 | 901,940,000 | 908,169,000 |
| Allowance for loan losses | 10,123,000 | 10,304,000 | 9,151,000 | 9,311,000 |
| Securities available for sale | 237,252,000 | 264,064,000 | 328,929,000 | 401,704,000 |
| Securities held to maturity | 26,304,000 | 26,376,000 | 26,449,000 | 26,523,000 |
| Trading assets | 346,000 | 373,000 | 1,777,000 | 545,000 |
| Total deposits | 1,245,553,000 | 1,157,881,000 | 1,275,131,000 | 1,290,756,000 |
| Interest-bearing deposits | 906,261,000 | 803,236,000 | 884,685,000 | 899,963,000 |
| Noninterest-bearing deposits | 339,292,000 | 354,645,000 | 390,446,000 | 390,793,000 |
| Equity capital | 153,857,000 | 161,326,000 | 157,531,000 | 158,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,336,000 | 29,394,000 | 44,686,000 | 59,213,000 |
| Interest expense | 2,726,000 | 6,402,000 | 10,129,000 | 13,133,000 |
| Net interest income | 11,610,000 | 22,992,000 | 34,557,000 | 46,080,000 |
| Noninterest income | 7,013,000 | 31,699,000 | 38,920,000 | 47,649,000 |
| Noninterest expense | 11,859,000 | 23,965,000 | 35,862,000 | 47,716,000 |
| Provision for loan losses | 419,000 | 688,000 | 782,000 | 1,119,000 |
| Pretax income | 6,580,000 | 30,481,000 | 37,739,000 | 45,959,000 |
| Income tax | 1,569,000 | 8,117,000 | 9,930,000 | 9,793,000 |
| Net income | 5,011,000 | 22,364,000 | 27,809,000 | 36,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,800,000 | 160,164,000 | 155,608,000 | 159,579,000 |
| Total capital | 164,967,000 | 170,516,000 | 164,815,000 | 168,959,000 |
| Risk-weighted assets | 1,088,467,000 | 1,049,822,000 | 1,097,086,000 | 1,160,900,000 |