Call reports 2016
DUBUQUE BANK AND TRUST COMPANY — 2016
What DUBUQUE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,498,771,000 | 1,473,461,000 | 1,448,796,000 | 1,497,697,000 |
| Total loans | 1,001,604,000 | 990,879,000 | 968,648,000 | 951,053,000 |
| Allowance for loan losses | 10,265,000 | 11,073,000 | 10,188,000 | 9,655,000 |
| Securities available for sale | 183,754,000 | 177,899,000 | 191,901,000 | 216,919,000 |
| Securities held to maturity | 57,693,000 | 57,249,000 | 56,430,000 | 55,062,000 |
| Trading assets | 254,000 | 893,000 | 791,000 | 428,000 |
| Total deposits | 1,144,470,000 | 1,159,943,000 | 1,182,947,000 | 1,231,016,000 |
| Interest-bearing deposits | 876,853,000 | 860,862,000 | 883,582,000 | 869,035,000 |
| Noninterest-bearing deposits | 267,617,000 | 299,081,000 | 299,365,000 | 361,981,000 |
| Equity capital | 146,523,000 | 147,148,000 | 147,226,000 | 142,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,187,000 | 24,249,000 | 36,208,000 | 48,010,000 |
| Interest expense | 1,422,000 | 2,898,000 | 4,262,000 | 5,535,000 |
| Net interest income | 10,765,000 | 21,351,000 | 31,946,000 | 42,475,000 |
| Noninterest income | 13,086,000 | 24,487,000 | 34,679,000 | 44,150,000 |
| Noninterest expense | 14,950,000 | 30,121,000 | 44,336,000 | 64,361,000 |
| Provision for loan losses | 87,000 | 959,000 | 176,000 | -358,000 |
| Pretax income | 9,495,000 | 16,271,000 | 23,711,000 | 24,358,000 |
| Income tax | 3,422,000 | 5,723,000 | 8,051,000 | 7,892,000 |
| Net income | 6,073,000 | 10,548,000 | 15,660,000 | 16,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,468,000 | 141,486,000 | 142,265,000 | 140,970,000 |
| Total capital | 151,782,000 | 152,652,000 | 152,508,000 | 150,692,000 |
| Risk-weighted assets | 1,253,271,000 | 1,221,830,000 | 1,220,941,000 | 1,181,173,000 |