Call reports 2015
DUBUQUE BANK AND TRUST COMPANY — 2015
What DUBUQUE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,413,772,000 | 1,541,609,000 | 1,446,065,000 | 1,617,322,000 |
| Total loans | 986,800,000 | 1,017,406,000 | 1,028,165,000 | 1,019,013,000 |
| Allowance for loan losses | 9,376,000 | 9,222,000 | 9,443,000 | 10,196,000 |
| Securities available for sale | 156,989,000 | 164,286,000 | 147,019,000 | 175,861,000 |
| Securities held to maturity | 59,351,000 | 59,298,000 | 59,252,000 | 58,120,000 |
| Trading assets | 0 | 0 | 0 | 102,000 |
| Total deposits | 1,166,070,000 | 1,144,932,000 | 1,120,999,000 | 1,209,074,000 |
| Interest-bearing deposits | 838,099,000 | 817,543,000 | 807,052,000 | 879,973,000 |
| Noninterest-bearing deposits | 327,971,000 | 327,389,000 | 313,947,000 | 329,101,000 |
| Equity capital | 141,839,000 | 145,148,000 | 150,029,000 | 142,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,816,000 | 23,959,000 | 36,494,000 | 48,794,000 |
| Interest expense | 1,457,000 | 2,815,000 | 4,186,000 | 5,542,000 |
| Net interest income | 10,359,000 | 21,144,000 | 32,308,000 | 43,252,000 |
| Noninterest income | 13,808,000 | 25,920,000 | 37,060,000 | 47,195,000 |
| Noninterest expense | 14,620,000 | 29,810,000 | 45,849,000 | 61,196,000 |
| Provision for loan losses | 219,000 | 359,000 | 585,000 | 1,281,000 |
| Pretax income | 9,284,000 | 17,620,000 | 23,823,000 | 28,990,000 |
| Income tax | 3,269,000 | 4,189,000 | 5,915,000 | 7,494,000 |
| Net income | 6,015,000 | 13,431,000 | 17,908,000 | 21,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,030,000 | 142,602,000 | 146,961,000 | 139,487,000 |
| Total capital | 148,413,000 | 151,831,000 | 156,414,000 | 149,699,000 |
| Risk-weighted assets | 1,285,498,000 | 1,356,346,000 | 1,328,333,000 | 1,256,116,000 |