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Call reports 2008

DUBUQUE BANK AND TRUST COMPANY — 2008

What DUBUQUE BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/24830c06-540b-4239-a8d9-46b43457f651/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets973,164,0001,035,413,0001,021,183,0001,040,521,000
Total loans651,295,000662,063,000671,358,000678,700,000
Allowance for loan losses7,948,0008,072,0008,202,0009,307,000
Securities available for sale199,572,000221,631,000199,846,000222,119,000
Securities held to maturity4,050,0004,014,0004,000,0003,962,000
Trading assets0000
Total deposits698,782,000679,163,000707,578,000749,192,000
Interest-bearing deposits598,443,000590,308,000630,740,000661,034,000
Noninterest-bearing deposits100,339,00088,855,00076,838,00088,158,000
Equity capital84,831,00085,224,00085,328,00086,364,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income14,134,00028,226,00042,367,00056,090,000
Interest expense6,753,00013,090,00019,336,00025,049,000
Net interest income7,381,00015,136,00023,031,00031,041,000
Noninterest income4,160,0007,645,00012,307,00015,096,000
Noninterest expense5,930,00011,766,00018,148,00023,990,000
Provision for loan losses153,000433,000620,0003,326,000
Pretax income5,510,00011,018,00017,000,00019,758,000
Income tax1,532,0003,281,0005,116,0005,913,000
Net income3,978,0007,737,00011,884,00013,845,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital79,482,00083,229,00083,875,00085,851,000
Total capital87,553,00091,408,00092,184,00095,256,000
Risk-weighted assets753,790,000767,678,000782,576,000782,821,000

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