Call reports 2025
MAGNOLIA STATE BANK — 2025
What MAGNOLIA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 478,752,000 | 465,611,000 |
| Total loans | 350,025,000 | 358,130,000 |
| Allowance for loan losses | 2,982,000 | 3,205,000 |
| Securities available for sale | 49,715,000 | 46,134,000 |
| Securities held to maturity | 2,349,000 | 2,350,000 |
| Trading assets | 0 | 0 |
| Total deposits | 426,085,000 | 414,509,000 |
| Interest-bearing deposits | 323,978,000 | 313,803,000 |
| Noninterest-bearing deposits | 102,107,000 | 100,706,000 |
| Equity capital | 49,316,000 | 45,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 6,063,000 | 12,365,000 |
| Interest expense | 1,810,000 | 3,587,000 |
| Net interest income | 4,253,000 | 8,778,000 |
| Noninterest income | 655,000 | 1,294,000 |
| Noninterest expense | 5,116,000 | 14,208,000 |
| Provision for loan losses | 0 | 412,000 |
| Pretax income | -204,000 | -4,560,000 |
| Income tax | 0 | 0 |
| Net income | -204,000 | -4,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 52,837,000 | 48,482,000 |
| Total capital | 56,250,000 | 52,134,000 |
| Risk-weighted assets | 347,588,000 | 347,335,000 |