Call reports 2022
MAGNOLIA STATE BANK — 2022
What MAGNOLIA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 429,223,000 | 448,065,000 | 433,832,000 | 420,883,000 |
| Total loans | 275,044,000 | 284,402,000 | 295,585,000 | 307,968,000 |
| Allowance for loan losses | 2,751,000 | 2,730,000 | 2,704,000 | 2,730,000 |
| Securities available for sale | 65,507,000 | 72,016,000 | 69,425,000 | 71,309,000 |
| Securities held to maturity | 9,421,000 | 9,222,000 | 9,214,000 | 8,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,385,000 | 405,619,000 | 392,853,000 | 377,873,000 |
| Interest-bearing deposits | 282,814,000 | 281,284,000 | 278,353,000 | 272,687,000 |
| Noninterest-bearing deposits | 112,571,000 | 124,335,000 | 114,500,000 | 105,186,000 |
| Equity capital | 32,509,000 | 41,167,000 | 39,326,000 | 41,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,315,000 | 6,845,000 | 10,799,000 | 14,978,000 |
| Interest expense | 303,000 | 599,000 | 933,000 | 1,392,000 |
| Net interest income | 3,012,000 | 6,246,000 | 9,866,000 | 13,586,000 |
| Noninterest income | 707,000 | 1,575,000 | 2,696,000 | 3,290,000 |
| Noninterest expense | 2,846,000 | 5,945,000 | 9,096,000 | 12,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 873,000 | 1,876,000 | 3,466,000 | 4,602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 873,000 | 1,876,000 | 3,466,000 | 4,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,762,000 | 46,203,000 | 47,035,000 | 47,794,000 |
| Total capital | 38,513,000 | 48,933,000 | 49,739,000 | 50,524,000 |
| Risk-weighted assets | 291,804,000 | 303,210,000 | 309,236,000 | 313,675,000 |