Call reports 2019
MAGNOLIA STATE BANK — 2019
What MAGNOLIA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 357,025,000 | 339,197,000 | 336,434,000 | 339,343,000 |
| Total loans | 263,582,000 | 261,436,000 | 254,617,000 | 254,634,000 |
| Allowance for loan losses | 2,142,000 | 2,155,000 | 2,156,000 | 2,147,000 |
| Securities available for sale | 20,909,000 | 20,287,000 | 19,217,000 | 18,264,000 |
| Securities held to maturity | 9,400,000 | 9,210,000 | 9,210,000 | 8,598,000 |
| Trading assets | 35,000 | 7,000 | 8,000 | 7,000 |
| Total deposits | 322,424,000 | 303,931,000 | 300,600,000 | 304,235,000 |
| Interest-bearing deposits | 227,980,000 | 214,629,000 | 215,344,000 | 217,009,000 |
| Noninterest-bearing deposits | 94,444,000 | 89,302,000 | 85,256,000 | 87,226,000 |
| Equity capital | 33,367,000 | 33,900,000 | 34,112,000 | 33,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,700,000 | 7,529,000 | 11,301,000 | 15,017,000 |
| Interest expense | 637,000 | 1,310,000 | 1,966,000 | 2,606,000 |
| Net interest income | 3,063,000 | 6,219,000 | 9,335,000 | 12,411,000 |
| Noninterest income | 648,000 | 1,129,000 | 1,594,000 | 2,161,000 |
| Noninterest expense | 2,627,000 | 5,265,000 | 7,978,000 | 10,857,000 |
| Provision for loan losses | 50,000 | 75,000 | 150,000 | 205,000 |
| Pretax income | 1,034,000 | 2,008,000 | 2,801,000 | 3,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,034,000 | 2,008,000 | 2,801,000 | 3,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,134,000 | 33,352,000 | 33,497,000 | 33,330,000 |
| Total capital | 35,276,000 | 35,507,000 | 35,653,000 | 35,477,000 |
| Risk-weighted assets | 262,928,000 | 258,452,000 | 249,440,000 | 254,984,000 |