Call reports 2018
MAGNOLIA STATE BANK — 2018
What MAGNOLIA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 332,752,000 | 333,937,000 | 336,242,000 | 329,258,000 |
| Total loans | 257,981,000 | 259,783,000 | 257,673,000 | 258,263,000 |
| Allowance for loan losses | 1,857,000 | 1,943,000 | 2,170,000 | 2,111,000 |
| Securities available for sale | 25,033,000 | 23,762,000 | 22,481,000 | 20,526,000 |
| Securities held to maturity | 10,350,000 | 10,005,000 | 10,005,000 | 9,400,000 |
| Trading assets | 5,000 | 8,000 | 10,000 | 3,000 |
| Total deposits | 299,747,000 | 300,544,000 | 298,856,000 | 295,830,000 |
| Interest-bearing deposits | 209,188,000 | 214,892,000 | 214,418,000 | 217,640,000 |
| Noninterest-bearing deposits | 90,559,000 | 85,652,000 | 84,438,000 | 78,190,000 |
| Equity capital | 31,982,000 | 32,257,000 | 32,348,000 | 32,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,399,000 | 6,854,000 | 10,473,000 | 14,045,000 |
| Interest expense | 333,000 | 721,000 | 1,213,000 | 1,765,000 |
| Net interest income | 3,066,000 | 6,133,000 | 9,260,000 | 12,280,000 |
| Noninterest income | 388,000 | 889,000 | 1,578,000 | 2,022,000 |
| Noninterest expense | 2,462,000 | 4,982,000 | 7,737,000 | 10,645,000 |
| Provision for loan losses | 75,000 | 240,000 | 510,000 | 510,000 |
| Pretax income | 917,000 | 1,800,000 | 2,591,000 | 3,147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 917,000 | 1,800,000 | 2,591,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,239,000 | 32,485,000 | 32,669,000 | 32,414,000 |
| Total capital | 34,096,000 | 34,428,000 | 34,839,000 | 34,525,000 |
| Risk-weighted assets | 259,882,000 | 256,773,000 | 254,871,000 | 257,740,000 |