Call reports 2017
MAGNOLIA STATE BANK — 2017
What MAGNOLIA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 312,728,000 | 314,979,000 | 333,427,000 | 325,842,000 |
| Total loans | 227,794,000 | 234,772,000 | 250,805,000 | 256,897,000 |
| Allowance for loan losses | 1,667,000 | 1,714,000 | 1,772,000 | 2,125,000 |
| Securities available for sale | 39,855,000 | 36,904,000 | 33,556,000 | 26,711,000 |
| Securities held to maturity | 11,955,000 | 11,272,000 | 10,572,000 | 10,350,000 |
| Trading assets | 9,000 | 25,000 | 8,000 | 32,000 |
| Total deposits | 280,821,000 | 282,039,000 | 293,600,000 | 293,510,000 |
| Interest-bearing deposits | 198,473,000 | 201,264,000 | 205,054,000 | 205,840,000 |
| Noninterest-bearing deposits | 82,348,000 | 80,775,000 | 88,546,000 | 87,670,000 |
| Equity capital | 30,914,000 | 31,452,000 | 31,689,000 | 31,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,983,000 | 6,103,000 | 9,383,000 | 12,796,000 |
| Interest expense | 254,000 | 508,000 | 802,000 | 1,176,000 |
| Net interest income | 2,729,000 | 5,595,000 | 8,581,000 | 11,620,000 |
| Noninterest income | 319,000 | 602,000 | 905,000 | 1,621,000 |
| Noninterest expense | 2,469,000 | 5,141,000 | 7,931,000 | 10,731,000 |
| Provision for loan losses | 75,000 | 125,000 | 200,000 | 569,000 |
| Pretax income | 504,000 | 936,000 | 1,360,000 | 1,951,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 936,000 | 1,360,000 | 1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,811,000 | 31,113,000 | 31,382,000 | 31,598,000 |
| Total capital | 32,478,000 | 32,827,000 | 33,154,000 | 33,723,000 |
| Risk-weighted assets | 237,340,000 | 246,519,000 | 254,429,000 | 257,134,000 |