Call reports 2016
MAGNOLIA STATE BANK — 2016
What MAGNOLIA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 316,281,000 | 309,010,000 | 311,236,000 | 298,752,000 |
| Total loans | 232,246,000 | 230,533,000 | 228,737,000 | 219,495,000 |
| Allowance for loan losses | 1,807,000 | 1,868,000 | 1,886,000 | 1,853,000 |
| Securities available for sale | 31,401,000 | 41,023,000 | 43,437,000 | 40,800,000 |
| Securities held to maturity | 11,089,000 | 10,673,000 | 10,671,000 | 11,956,000 |
| Trading assets | 0 | 0 | 0 | 11,000 |
| Total deposits | 284,260,000 | 275,842,000 | 271,626,000 | 267,492,000 |
| Interest-bearing deposits | 205,682,000 | 198,980,000 | 196,903,000 | 194,722,000 |
| Noninterest-bearing deposits | 78,578,000 | 76,862,000 | 74,723,000 | 72,770,000 |
| Equity capital | 30,879,000 | 31,525,000 | 32,150,000 | 30,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,080,000 | 6,214,000 | 9,338,000 | 12,321,000 |
| Interest expense | 241,000 | 485,000 | 733,000 | 973,000 |
| Net interest income | 2,839,000 | 5,729,000 | 8,605,000 | 11,348,000 |
| Noninterest income | 422,000 | 870,000 | 1,553,000 | 2,418,000 |
| Noninterest expense | 2,516,000 | 5,268,000 | 7,956,000 | 10,963,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 525,000 |
| Pretax income | 508,000 | 1,019,000 | 1,815,000 | 2,116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 1,019,000 | 1,815,000 | 2,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,113,000 | 30,473,000 | 31,189,000 | 30,449,000 |
| Total capital | 31,920,000 | 32,341,000 | 33,075,000 | 32,302,000 |
| Risk-weighted assets | 228,570,000 | 227,328,000 | 226,936,000 | 224,436,000 |