Call reports 2015
MAGNOLIA STATE BANK — 2015
What MAGNOLIA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 322,398,000 | 307,111,000 | 311,146,000 | 302,938,000 |
| Total loans | 247,386,000 | 247,304,000 | 244,306,000 | 238,062,000 |
| Allowance for loan losses | 1,977,000 | 1,973,000 | 1,905,000 | 1,736,000 |
| Securities available for sale | 38,892,000 | 22,247,000 | 25,228,000 | 25,056,000 |
| Securities held to maturity | 11,731,000 | 11,335,000 | 11,298,000 | 11,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,203,000 | 275,506,000 | 278,498,000 | 271,243,000 |
| Interest-bearing deposits | 250,440,000 | 203,143,000 | 235,837,000 | 200,532,000 |
| Noninterest-bearing deposits | 35,763,000 | 72,363,000 | 42,661,000 | 70,711,000 |
| Equity capital | 30,213,000 | 30,413,000 | 31,205,000 | 30,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 6,830,000 | 10,150,000 | 13,431,000 |
| Interest expense | 274,000 | 543,000 | 800,000 | 1,051,000 |
| Net interest income | 3,153,000 | 6,287,000 | 9,350,000 | 12,380,000 |
| Noninterest income | 383,000 | 783,000 | 1,239,000 | 1,776,000 |
| Noninterest expense | 2,443,000 | 4,999,000 | 7,508,000 | 10,579,000 |
| Provision for loan losses | 0 | 0 | 22,000 | 22,000 |
| Pretax income | 1,093,000 | 2,071,000 | 3,059,000 | 3,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,093,000 | 2,071,000 | 3,059,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,128,000 | 29,814,000 | 30,503,000 | 29,773,000 |
| Total capital | 31,105,000 | 31,787,000 | 32,408,000 | 31,509,000 |
| Risk-weighted assets | 232,810,000 | 230,625,000 | 231,062,000 | 225,154,000 |