Call reports 2008
MAGNOLIA STATE BANK — 2008
What MAGNOLIA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 194,874,000 | 193,326,000 | 193,040,000 | 195,489,000 |
| Total loans | 120,685,000 | 122,149,000 | 122,588,000 | 123,109,000 |
| Allowance for loan losses | 898,000 | 916,000 | 912,000 | 942,000 |
| Securities available for sale | 41,595,000 | 45,813,000 | 45,060,000 | 46,877,000 |
| Securities held to maturity | 8,542,000 | 8,370,000 | 8,285,000 | 8,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,018,000 | 176,716,000 | 175,835,000 | 177,095,000 |
| Interest-bearing deposits | 170,207,000 | 166,471,000 | 166,172,000 | 160,679,000 |
| Noninterest-bearing deposits | 7,811,000 | 10,245,000 | 9,663,000 | 16,416,000 |
| Equity capital | 15,677,000 | 15,584,000 | 16,330,000 | 16,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,792,000 | 5,529,000 | 8,310,000 | 11,173,000 |
| Interest expense | 1,164,000 | 2,215,000 | 3,180,000 | 4,089,000 |
| Net interest income | 1,628,000 | 3,314,000 | 5,130,000 | 7,084,000 |
| Noninterest income | 205,000 | 394,000 | 600,000 | 1,081,000 |
| Noninterest expense | 1,208,000 | 2,420,000 | 3,775,000 | 5,587,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 107,000 |
| Pretax income | 621,000 | 1,303,000 | 1,970,000 | 2,565,000 |
| Income tax | 150,000 | 323,000 | 497,000 | 656,000 |
| Net income | 471,000 | 980,000 | 1,473,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,764,000 | 16,275,000 | 16,767,000 | 16,553,000 |
| Total capital | 16,662,000 | 17,191,000 | 17,679,000 | 17,495,000 |
| Risk-weighted assets | 127,351,000 | 128,022,000 | 126,227,000 | 125,753,000 |
Machine access — free, no API key
Every figure shown here about MAGNOLIA STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.