Call reports 2007
MAGNOLIA STATE BANK — 2007
What MAGNOLIA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 171,366,000 | 165,309,000 | 175,607,000 | 180,164,000 |
| Total loans | 95,958,000 | 99,685,000 | 110,563,000 | 116,364,000 |
| Allowance for loan losses | 827,000 | 862,000 | 870,000 | 857,000 |
| Securities available for sale | 40,792,000 | 39,455,000 | 37,861,000 | 34,436,000 |
| Securities held to maturity | 9,324,000 | 9,083,000 | 8,755,000 | 8,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,367,000 | 149,878,000 | 159,408,000 | 163,308,000 |
| Interest-bearing deposits | 129,406,000 | 125,633,000 | 133,498,000 | 153,943,000 |
| Noninterest-bearing deposits | 26,961,000 | 24,245,000 | 25,910,000 | 9,365,000 |
| Equity capital | 14,189,000 | 14,456,000 | 15,162,000 | 15,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,448,000 | 4,959,000 | 7,601,000 | 10,408,000 |
| Interest expense | 935,000 | 1,947,000 | 3,029,000 | 4,200,000 |
| Net interest income | 1,513,000 | 3,012,000 | 4,572,000 | 6,208,000 |
| Noninterest income | 219,000 | 414,000 | 616,000 | 919,000 |
| Noninterest expense | 1,084,000 | 2,232,000 | 3,493,000 | 5,049,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 618,000 | 1,134,000 | 1,605,000 | 1,978,000 |
| Income tax | 104,000 | 163,000 | 205,000 | 327,000 |
| Net income | 514,000 | 971,000 | 1,400,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,807,000 | 15,264,000 | 15,692,000 | 15,295,000 |
| Total capital | 15,634,000 | 16,126,000 | 16,562,000 | 16,152,000 |
| Risk-weighted assets | 108,267,000 | 106,046,000 | 117,729,000 | 122,831,000 |
Machine access — free, no API key
Every figure shown here about MAGNOLIA STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.