Call reports 2022
SOUTHWESTERN NATIONAL BANK — 2022
What SOUTHWESTERN NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 888,789,000 | 884,338,000 | 903,975,000 | 972,145,000 |
| Total loans | 713,488,000 | 730,247,000 | 763,619,000 | 780,565,000 |
| Allowance for loan losses | 15,236,000 | 15,080,000 | 15,080,000 | 15,080,000 |
| Securities available for sale | 27,974,000 | 28,357,000 | 30,532,000 | 30,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,668,000 | 758,661,000 | 781,057,000 | 846,568,000 |
| Interest-bearing deposits | 620,156,000 | 611,132,000 | 625,697,000 | 700,564,000 |
| Noninterest-bearing deposits | 140,512,000 | 147,529,000 | 155,360,000 | 146,004,000 |
| Equity capital | 104,604,000 | 106,438,000 | 110,091,000 | 114,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,035,000 | 18,459,000 | 29,090,000 | 40,807,000 |
| Interest expense | 791,000 | 1,678,000 | 3,289,000 | 6,682,000 |
| Net interest income | 8,244,000 | 16,781,000 | 25,801,000 | 34,125,000 |
| Noninterest income | 1,199,000 | 1,935,000 | 2,882,000 | 5,636,000 |
| Noninterest expense | 5,037,000 | 10,342,000 | 15,359,000 | 21,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,406,000 | 8,374,000 | 13,324,000 | 18,640,000 |
| Income tax | 912,000 | 1,783,000 | 2,601,000 | 3,620,000 |
| Net income | 3,494,000 | 6,591,000 | 10,723,000 | 15,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,664,000 | 108,763,000 | 112,894,000 | 117,191,000 |
| Total capital | 114,947,000 | 118,215,000 | 122,790,000 | 127,365,000 |
| Risk-weighted assets | 736,693,000 | 750,509,000 | 786,505,000 | 808,976,000 |