Call reports 2021
SOUTHWESTERN NATIONAL BANK — 2021
What SOUTHWESTERN NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 775,423,000 | 799,202,000 | 855,110,000 | 856,490,000 |
| Total loans | 629,060,000 | 677,896,000 | 683,447,000 | 704,835,000 |
| Allowance for loan losses | 15,287,000 | 15,287,000 | 15,287,000 | 15,236,000 |
| Securities available for sale | 13,908,000 | 12,680,000 | 9,893,000 | 25,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 654,052,000 | 678,089,000 | 732,109,000 | 733,835,000 |
| Interest-bearing deposits | 537,204,000 | 481,343,000 | 590,023,000 | 589,326,000 |
| Noninterest-bearing deposits | 116,848,000 | 196,746,000 | 142,086,000 | 144,509,000 |
| Equity capital | 92,831,000 | 96,675,000 | 99,622,000 | 102,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,799,000 | 19,429,000 | 28,271,000 | 37,174,000 |
| Interest expense | 1,059,000 | 2,019,000 | 2,907,000 | 3,702,000 |
| Net interest income | 8,740,000 | 17,410,000 | 25,364,000 | 33,472,000 |
| Noninterest income | 1,196,000 | 1,819,000 | 2,623,000 | 3,170,000 |
| Noninterest expense | 4,373,000 | 8,821,000 | 13,676,000 | 18,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,563,000 | 10,408,000 | 14,311,000 | 17,924,000 |
| Income tax | 1,109,000 | 2,104,000 | 3,016,000 | 3,853,000 |
| Net income | 4,454,000 | 8,304,000 | 11,295,000 | 14,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,554,000 | 96,404,000 | 99,394,000 | 102,172,000 |
| Total capital | 100,131,000 | 104,252,000 | 108,269,000 | 111,173,000 |
| Risk-weighted assets | 598,433,000 | 620,358,000 | 703,616,000 | 713,843,000 |