Call reports 2019
SOUTHWESTERN NATIONAL BANK — 2019
What SOUTHWESTERN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 473,395,000 | 480,750,000 | 516,878,000 | 590,447,000 |
| Total loans | 310,805,000 | 345,162,000 | 425,929,000 | 461,821,000 |
| Allowance for loan losses | 4,312,000 | 4,335,000 | 4,685,000 | 5,311,000 |
| Securities available for sale | 55,955,000 | 57,581,000 | 38,637,000 | 35,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,034,000 | 404,594,000 | 426,854,000 | 499,518,000 |
| Interest-bearing deposits | 336,724,000 | 335,956,000 | 346,120,000 | 420,426,000 |
| Noninterest-bearing deposits | 57,309,000 | 68,638,000 | 80,734,000 | 79,092,000 |
| Equity capital | 62,831,000 | 64,724,000 | 70,564,000 | 71,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,725,000 | 10,160,000 | 16,201,000 | 22,991,000 |
| Interest expense | 1,299,000 | 2,816,000 | 4,359,000 | 6,239,000 |
| Net interest income | 3,426,000 | 7,344,000 | 11,842,000 | 16,752,000 |
| Noninterest income | 555,000 | 1,457,000 | 2,317,000 | 2,854,000 |
| Noninterest expense | 2,825,000 | 5,904,000 | 9,299,000 | 13,198,000 |
| Provision for loan losses | 0 | 0 | 310,000 | 1,074,000 |
| Pretax income | 1,156,000 | 2,897,000 | 4,613,000 | 5,397,000 |
| Income tax | 200,000 | 525,000 | 874,000 | 1,002,000 |
| Net income | 956,000 | 2,372,000 | 3,739,000 | 4,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,436,000 | 64,644,000 | 70,511,000 | 71,167,000 |
| Total capital | 66,758,000 | 68,989,000 | 75,206,000 | 76,488,000 |
| Risk-weighted assets | 354,464,000 | 399,181,000 | 462,037,000 | 499,263,000 |