Call reports 2018
SOUTHWESTERN NATIONAL BANK — 2018
What SOUTHWESTERN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 410,628,000 | 404,488,000 | 413,475,000 | 422,999,000 |
| Total loans | 261,224,000 | 268,832,000 | 275,431,000 | 292,757,000 |
| Allowance for loan losses | 4,260,000 | 4,232,000 | 4,243,000 | 4,289,000 |
| Securities available for sale | 66,146,000 | 63,148,000 | 58,379,000 | 56,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,444,000 | 339,466,000 | 347,666,000 | 354,782,000 |
| Interest-bearing deposits | 291,598,000 | 284,226,000 | 290,454,000 | 293,868,000 |
| Noninterest-bearing deposits | 55,845,000 | 55,240,000 | 57,212,000 | 60,913,000 |
| Equity capital | 47,934,000 | 48,914,000 | 49,176,000 | 51,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,906,000 | 8,035,000 | 12,373,000 | 16,884,000 |
| Interest expense | 750,000 | 1,583,000 | 2,566,000 | 3,683,000 |
| Net interest income | 3,156,000 | 6,452,000 | 9,807,000 | 13,201,000 |
| Noninterest income | 503,000 | 1,183,000 | 1,872,000 | 2,272,000 |
| Noninterest expense | 2,618,000 | 5,096,000 | 7,790,000 | 10,574,000 |
| Provision for loan losses | 0 | -63,000 | -75,000 | -75,000 |
| Pretax income | 1,041,000 | 2,602,000 | 3,964,000 | 4,974,000 |
| Income tax | 0 | 0 | 0 | -929,000 |
| Net income | 1,041,000 | 2,602,000 | 3,964,000 | 5,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,860,000 | 50,001,000 | 50,584,000 | 52,522,000 |
| Total capital | 52,690,000 | 53,886,000 | 54,574,000 | 56,707,000 |
| Risk-weighted assets | 305,935,000 | 310,331,000 | 318,914,000 | 334,710,000 |