Call reports 2017
SOUTHWESTERN NATIONAL BANK — 2017
What SOUTHWESTERN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 359,952,000 | 369,820,000 | 383,549,000 | 396,068,000 |
| Total loans | 214,134,000 | 220,687,000 | 229,930,000 | 247,558,000 |
| Allowance for loan losses | 3,572,000 | 4,163,000 | 4,186,000 | 4,231,000 |
| Securities available for sale | 83,046,000 | 78,294,000 | 73,116,000 | 69,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,892,000 | 307,001,000 | 319,907,000 | 332,289,000 |
| Interest-bearing deposits | 253,627,000 | 258,983,000 | 268,082,000 | 281,164,000 |
| Noninterest-bearing deposits | 45,265,000 | 48,018,000 | 51,825,000 | 51,125,000 |
| Equity capital | 46,065,000 | 47,412,000 | 48,295,000 | 48,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,166,000 | 6,698,000 | 10,314,000 | 14,066,000 |
| Interest expense | 499,000 | 1,051,000 | 1,671,000 | 2,344,000 |
| Net interest income | 2,667,000 | 5,647,000 | 8,643,000 | 11,722,000 |
| Noninterest income | 481,000 | 935,000 | 1,759,000 | 2,245,000 |
| Noninterest expense | 2,219,000 | 4,476,000 | 6,812,000 | 9,308,000 |
| Provision for loan losses | -4,000 | -4,000 | -4,000 | -4,000 |
| Pretax income | 933,000 | 2,140,000 | 3,624,000 | 4,693,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 933,000 | 2,140,000 | 3,624,000 | 4,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,940,000 | 46,775,000 | 47,778,000 | 48,250,000 |
| Total capital | 49,171,000 | 50,063,000 | 51,209,000 | 51,870,000 |
| Risk-weighted assets | 258,001,000 | 262,175,000 | 273,707,000 | 288,826,000 |