Call reports 2016
SOUTHWESTERN NATIONAL BANK — 2016
What SOUTHWESTERN NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 349,523,000 | 347,759,000 | 367,972,000 | 359,775,000 |
| Total loans | 151,146,000 | 171,928,000 | 178,962,000 | 190,707,000 |
| Allowance for loan losses | 3,551,000 | 3,554,000 | 3,557,000 | 3,560,000 |
| Securities available for sale | 110,615,000 | 99,244,000 | 92,456,000 | 85,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,798,000 | 286,867,000 | 306,062,000 | 299,209,000 |
| Interest-bearing deposits | 245,600,000 | 241,215,000 | 251,604,000 | 251,372,000 |
| Noninterest-bearing deposits | 42,198,000 | 45,652,000 | 54,457,000 | 47,837,000 |
| Equity capital | 46,822,000 | 45,983,000 | 46,740,000 | 44,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,452,000 | 8,350,000 | 11,318,000 |
| Interest expense | 450,000 | 898,000 | 1,378,000 | 1,876,000 |
| Net interest income | 2,262,000 | 4,554,000 | 6,972,000 | 9,442,000 |
| Noninterest income | 456,000 | 826,000 | 1,401,000 | 1,826,000 |
| Noninterest expense | 2,000,000 | 4,022,000 | 6,181,000 | 8,336,000 |
| Provision for loan losses | -17,000 | -35,000 | -321,000 | -334,000 |
| Pretax income | 753,000 | 1,514,000 | 2,656,000 | 3,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 753,000 | 1,514,000 | 2,656,000 | 3,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,273,000 | 44,173,000 | 45,019,000 | 45,317,000 |
| Total capital | 47,776,000 | 46,902,000 | 47,896,000 | 48,296,000 |
| Risk-weighted assets | 199,060,000 | 217,532,000 | 229,460,000 | 237,749,000 |