Call reports 2015
SOUTHWESTERN NATIONAL BANK — 2015
What SOUTHWESTERN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 349,460,000 | 347,345,000 | 349,108,000 | 349,800,000 |
| Total loans | 125,684,000 | 128,341,000 | 136,963,000 | 151,270,000 |
| Allowance for loan losses | 4,134,000 | 3,838,000 | 3,538,000 | 3,543,000 |
| Securities available for sale | 136,739,000 | 131,945,000 | 124,115,000 | 116,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,011,000 | 286,944,000 | 287,769,000 | 288,868,000 |
| Interest-bearing deposits | 249,349,000 | 247,391,000 | 246,511,000 | 247,962,000 |
| Noninterest-bearing deposits | 39,662,000 | 39,553,000 | 41,258,000 | 40,906,000 |
| Equity capital | 45,339,000 | 45,307,000 | 46,115,000 | 45,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,190,000 | 7,758,000 | 10,459,000 |
| Interest expense | 422,000 | 851,000 | 1,281,000 | 1,720,000 |
| Net interest income | 2,275,000 | 4,339,000 | 6,477,000 | 8,739,000 |
| Noninterest income | 371,000 | 748,000 | 1,495,000 | 1,752,000 |
| Noninterest expense | 1,933,000 | 3,887,000 | 5,903,000 | 8,090,000 |
| Provision for loan losses | -17,000 | -335,000 | -652,000 | -670,000 |
| Pretax income | 730,000 | 1,535,000 | 2,721,000 | 3,127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 730,000 | 1,535,000 | 2,721,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,360,000 | 43,876,000 | 44,772,000 | 44,812,000 |
| Total capital | 45,565,000 | 46,095,000 | 47,095,000 | 47,317,000 |
| Risk-weighted assets | 174,478,000 | 175,740,000 | 184,623,000 | 199,348,000 |