Call report 2015Q4
UNITY BANK NORTH — 2015Q4
The 22 measures UNITY BANK NORTH reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,856,000 | USD | evidence → |
| Total loans | 59,247,000 | USD | evidence → |
| Allowance for loan losses | 940,000 | USD | evidence → |
| Securities available for sale | 7,938,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,906,000 | USD | evidence → |
| Interest-bearing deposits | 57,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,982,000 | USD | evidence → |
| Equity capital | 7,263,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,337,000 | USD | evidence → |
| Interest expense | 195,000 | USD | evidence → |
| Net interest income | 3,142,000 | USD | evidence → |
| Noninterest income | 1,880,000 | USD | evidence → |
| Noninterest expense | 4,020,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 937,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 936,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,278,000 | USD | evidence → |
| Total capital | 7,951,000 | USD | evidence → |
| Risk-weighted assets | 53,639,000 | USD | evidence → |