Call reports 2008
UNITY BANK NORTH — 2008
What UNITY BANK NORTH reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,057,000 | 60,585,000 | 59,436,000 | 61,023,000 |
| Total loans | 40,710,000 | 38,858,000 | 39,181,000 | 39,434,000 |
| Allowance for loan losses | 531,000 | 559,000 | 579,000 | 609,000 |
| Securities available for sale | 10,770,000 | 13,569,000 | 13,479,000 | 13,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,705,000 | 52,250,000 | 50,307,000 | 52,195,000 |
| Interest-bearing deposits | 44,370,000 | 46,433,000 | 43,881,000 | 46,419,000 |
| Noninterest-bearing deposits | 6,335,000 | 5,817,000 | 6,426,000 | 5,776,000 |
| Equity capital | 7,044,000 | 7,002,000 | 7,228,000 | 7,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,920,000 | 2,853,000 | 3,781,000 |
| Interest expense | 371,000 | 696,000 | 993,000 | 1,270,000 |
| Net interest income | 582,000 | 1,224,000 | 1,860,000 | 2,511,000 |
| Noninterest income | 120,000 | 214,000 | 321,000 | 440,000 |
| Noninterest expense | 468,000 | 940,000 | 1,416,000 | 1,951,000 |
| Provision for loan losses | 20,000 | 50,000 | 90,000 | 130,000 |
| Pretax income | 214,000 | 448,000 | 675,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 448,000 | 675,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,887,000 | 6,997,000 | 7,161,000 | 7,295,000 |
| Total capital | 7,387,000 | 7,489,000 | 7,652,000 | 7,777,000 |
| Risk-weighted assets | 39,256,000 | 38,524,000 | 38,394,000 | 37,640,000 |
Machine access — free, no API key
Every figure shown here about UNITY BANK NORTH — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.