Call reports 2007
UNITY BANK NORTH — 2007
What UNITY BANK NORTH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,436,000 | 53,272,000 | 53,734,000 | 57,584,000 |
| Total loans | 39,875,000 | 41,392,000 | 41,112,000 | 40,840,000 |
| Allowance for loan losses | 499,000 | 514,000 | 529,000 | 530,000 |
| Securities available for sale | 7,064,000 | 7,571,000 | 7,901,000 | 9,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,726,000 | 45,556,000 | 45,809,000 | 49,569,000 |
| Interest-bearing deposits | 38,559,000 | 40,371,000 | 40,326,000 | 44,680,000 |
| Noninterest-bearing deposits | 5,167,000 | 5,185,000 | 5,483,000 | 4,889,000 |
| Equity capital | 6,445,000 | 6,438,000 | 6,618,000 | 6,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,761,000 | 2,700,000 | 3,682,000 |
| Interest expense | 338,000 | 693,000 | 1,061,000 | 1,445,000 |
| Net interest income | 498,000 | 1,068,000 | 1,639,000 | 2,237,000 |
| Noninterest income | 84,000 | 188,000 | 314,000 | 419,000 |
| Noninterest expense | 396,000 | 805,000 | 1,251,000 | 1,741,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 176,000 | 426,000 | 662,000 | 860,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 176,000 | 425,000 | 661,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,478,000 | 6,489,000 | 6,606,000 | 6,685,000 |
| Total capital | 6,953,000 | 6,984,000 | 7,101,000 | 7,185,000 |
| Risk-weighted assets | 37,244,000 | 38,853,000 | 38,820,000 | 39,223,000 |
Machine access — free, no API key
Every figure shown here about UNITY BANK NORTH — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.