Call reports 2016
FIRST CITIZENS BANK — 2016
What FIRST CITIZENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 303,154,000 | 292,437,000 | 293,913,000 | 295,948,000 |
| Total loans | 189,482,000 | 186,320,000 | 179,071,000 | 181,829,000 |
| Allowance for loan losses | 1,276,000 | 1,264,000 | 1,202,000 | 1,266,000 |
| Securities available for sale | 73,748,000 | 71,523,000 | 74,465,000 | 71,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,939,000 | 244,808,000 | 244,772,000 | 248,481,000 |
| Interest-bearing deposits | 201,676,000 | 191,301,000 | 189,874,000 | 190,699,000 |
| Noninterest-bearing deposits | 52,262,000 | 53,507,000 | 54,897,000 | 57,782,000 |
| Equity capital | 30,255,000 | 28,938,000 | 30,146,000 | 27,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,688,000 | 5,266,000 | 7,754,000 | 10,243,000 |
| Interest expense | 241,000 | 464,000 | 678,000 | 864,000 |
| Net interest income | 2,447,000 | 4,802,000 | 7,076,000 | 9,379,000 |
| Noninterest income | 2,326,000 | 4,621,000 | 6,928,000 | 9,006,000 |
| Noninterest expense | 2,829,000 | 5,589,000 | 8,303,000 | 11,111,000 |
| Provision for loan losses | -20,000 | -32,000 | -89,000 | -24,000 |
| Pretax income | 1,991,000 | 3,915,000 | 5,839,000 | 7,347,000 |
| Income tax | 639,000 | 1,214,000 | 1,812,000 | 2,272,000 |
| Net income | 1,352,000 | 2,701,000 | 4,027,000 | 5,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,097,000 | 28,447,000 | 29,774,000 | 28,324,000 |
| Total capital | 31,373,000 | 29,711,000 | 30,976,000 | 29,590,000 |
| Risk-weighted assets | 215,784,000 | 212,639,000 | 207,837,000 | 208,922,000 |