Call reports 2015
FIRST CITIZENS BANK — 2015
What FIRST CITIZENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 308,553,000 | 303,424,000 | 307,612,000 | 314,443,000 |
| Total loans | 189,415,000 | 193,870,000 | 191,378,000 | 191,437,000 |
| Allowance for loan losses | 1,341,000 | 1,349,000 | 1,299,000 | 1,305,000 |
| Securities available for sale | 84,117,000 | 79,317,000 | 76,385,000 | 80,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,210,000 | 259,276,000 | 257,283,000 | 265,813,000 |
| Interest-bearing deposits | 214,785,000 | 208,394,000 | 207,406,000 | 212,501,000 |
| Noninterest-bearing deposits | 49,425,000 | 50,882,000 | 49,877,000 | 53,312,000 |
| Equity capital | 31,398,000 | 28,514,000 | 30,352,000 | 28,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,733,000 | 5,422,000 | 8,223,000 | 10,957,000 |
| Interest expense | 296,000 | 566,000 | 833,000 | 1,077,000 |
| Net interest income | 2,437,000 | 4,856,000 | 7,390,000 | 9,880,000 |
| Noninterest income | 2,510,000 | 4,865,000 | 7,385,000 | 9,783,000 |
| Noninterest expense | 2,885,000 | 5,522,000 | 8,262,000 | 11,066,000 |
| Provision for loan losses | -80,000 | -74,000 | -92,000 | -93,000 |
| Pretax income | 2,142,000 | 4,274,000 | 6,608,000 | 8,693,000 |
| Income tax | 636,000 | 1,298,000 | 2,021,000 | 2,662,000 |
| Net income | 1,506,000 | 2,976,000 | 4,587,000 | 6,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,211,000 | 28,682,000 | 30,295,000 | 28,743,000 |
| Total capital | 32,552,000 | 30,031,000 | 31,594,000 | 30,048,000 |
| Risk-weighted assets | 213,658,000 | 214,744,000 | 209,426,000 | 212,066,000 |