Call reports 2025
CITY BANK & TRUST CO. — 2025
What CITY BANK & TRUST CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 335,343,000 | 349,726,000 | 361,462,000 | 381,755,000 |
| Total loans | 209,441,000 | 218,731,000 | 235,363,000 | 231,595,000 |
| Allowance for loan losses | 2,134,000 | 2,181,000 | 2,397,000 | 4,151,000 |
| Securities available for sale | 82,984,000 | 85,173,000 | 86,707,000 | 92,631,000 |
| Securities held to maturity | 1,466,000 | 1,466,000 | 1,466,000 | 1,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,695,000 | 305,460,000 | 312,249,000 | 336,097,000 |
| Interest-bearing deposits | 196,287,000 | 206,726,000 | 210,896,000 | 233,765,000 |
| Noninterest-bearing deposits | 96,408,000 | 98,734,000 | 101,353,000 | 102,332,000 |
| Equity capital | 38,917,000 | 39,897,000 | 42,226,000 | 40,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,323,000 | 8,860,000 | 13,738,000 | 18,520,000 |
| Interest expense | 692,000 | 1,506,000 | 2,437,000 | 3,426,000 |
| Net interest income | 3,631,000 | 7,354,000 | 11,301,000 | 15,094,000 |
| Noninterest income | 704,000 | 1,346,000 | 1,984,000 | 2,646,000 |
| Noninterest expense | 2,738,000 | 5,481,000 | 8,239,000 | 11,142,000 |
| Provision for loan losses | 99,000 | 165,000 | 404,000 | 2,190,000 |
| Pretax income | 1,500,000 | 3,054,000 | 4,642,000 | 4,405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,500,000 | 3,054,000 | 4,642,000 | 4,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,925,000 | 41,555,000 | 42,866,000 | 41,085,000 |
| Total capital | 43,136,000 | 43,813,000 | 45,340,000 | 44,045,000 |
| Risk-weighted assets | 220,423,000 | 231,691,000 | 244,661,000 | 235,561,000 |