Call reports 2024
CITY BANK & TRUST CO. — 2024
What CITY BANK & TRUST CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 331,917,000 | 334,951,000 | 323,909,000 | 348,512,000 |
| Total loans | 190,138,000 | 194,447,000 | 198,898,000 | 202,799,000 |
| Allowance for loan losses | 1,951,000 | 1,998,000 | 2,070,000 | 2,070,000 |
| Securities available for sale | 112,975,000 | 108,707,000 | 102,866,000 | 93,823,000 |
| Securities held to maturity | 2,036,000 | 2,036,000 | 2,036,000 | 1,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,007,000 | 274,428,000 | 269,853,000 | 308,308,000 |
| Interest-bearing deposits | 204,526,000 | 182,974,000 | 172,882,000 | 208,599,000 |
| Noninterest-bearing deposits | 90,481,000 | 91,454,000 | 96,971,000 | 99,709,000 |
| Equity capital | 33,501,000 | 34,079,000 | 37,160,000 | 36,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,921,000 | 7,766,000 | 11,781,000 | 15,794,000 |
| Interest expense | 597,000 | 1,287,000 | 2,160,000 | 2,824,000 |
| Net interest income | 3,324,000 | 6,479,000 | 9,621,000 | 12,970,000 |
| Noninterest income | 616,000 | 1,177,000 | 1,772,000 | 2,425,000 |
| Noninterest expense | 2,559,000 | 5,115,000 | 7,722,000 | 10,390,000 |
| Provision for loan losses | 9,000 | 69,000 | 161,000 | 183,000 |
| Pretax income | 1,372,000 | 2,472,000 | 3,510,000 | 4,809,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,372,000 | 2,472,000 | 3,510,000 | 4,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,800,000 | 38,765,000 | 39,527,000 | 39,425,000 |
| Total capital | 40,828,000 | 40,840,000 | 41,674,000 | 41,572,000 |
| Risk-weighted assets | 221,471,000 | 222,647,000 | 223,571,000 | 226,908,000 |