Call reports 2023
CITY BANK & TRUST CO. — 2023
What CITY BANK & TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 364,731,000 | 366,094,000 | 358,069,000 | 372,723,000 |
| Total loans | 170,811,000 | 177,709,000 | 181,277,000 | 185,667,000 |
| Allowance for loan losses | 1,901,000 | 1,901,000 | 1,911,000 | 1,952,000 |
| Securities available for sale | 144,438,000 | 127,461,000 | 124,964,000 | 118,004,000 |
| Securities held to maturity | 2,103,000 | 2,103,000 | 2,103,000 | 2,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,801,000 | 333,950,000 | 324,548,000 | 338,185,000 |
| Interest-bearing deposits | 226,596,000 | 239,493,000 | 235,247,000 | 245,602,000 |
| Noninterest-bearing deposits | 106,205,000 | 94,457,000 | 89,301,000 | 92,583,000 |
| Equity capital | 28,387,000 | 28,147,000 | 29,029,000 | 31,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,513,000 | 7,129,000 | 10,924,000 | 14,830,000 |
| Interest expense | 241,000 | 689,000 | 1,319,000 | 1,942,000 |
| Net interest income | 3,272,000 | 6,440,000 | 9,605,000 | 12,888,000 |
| Noninterest income | 656,000 | 1,254,000 | 1,826,000 | 2,410,000 |
| Noninterest expense | 2,204,000 | 4,404,000 | 6,668,000 | 9,100,000 |
| Provision for loan losses | 23,000 | 29,000 | 54,000 | 107,000 |
| Pretax income | 1,691,000 | 3,243,000 | 4,691,000 | 6,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,691,000 | 3,243,000 | 4,691,000 | 6,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,780,000 | 36,432,000 | 37,605,000 | 37,427,000 |
| Total capital | 37,681,000 | 38,410,000 | 39,593,000 | 39,456,000 |
| Risk-weighted assets | 230,021,000 | 220,310,000 | 219,285,000 | 222,271,000 |