Call reports 2022
CITY BANK & TRUST CO. — 2022
What CITY BANK & TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 341,315,000 | 337,577,000 | 349,833,000 | 388,138,000 |
| Total loans | 148,938,000 | 158,938,000 | 162,878,000 | 164,791,000 |
| Allowance for loan losses | 1,737,000 | 1,865,000 | 1,922,000 | 1,952,000 |
| Securities available for sale | 166,016,000 | 156,180,000 | 137,469,000 | 149,388,000 |
| Securities held to maturity | 2,168,000 | 2,168,000 | 2,168,000 | 2,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,048,000 | 304,090,000 | 320,218,000 | 359,211,000 |
| Interest-bearing deposits | 216,493,000 | 211,220,000 | 218,480,000 | 252,995,000 |
| Noninterest-bearing deposits | 92,555,000 | 92,870,000 | 101,738,000 | 106,216,000 |
| Equity capital | 28,646,000 | 25,380,000 | 24,720,000 | 25,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,556,000 | 5,244,000 | 8,249,000 | 11,630,000 |
| Interest expense | 111,000 | 232,000 | 392,000 | 601,000 |
| Net interest income | 2,445,000 | 5,012,000 | 7,857,000 | 11,029,000 |
| Noninterest income | 599,000 | 1,217,000 | 1,808,000 | 2,386,000 |
| Noninterest expense | 2,011,000 | 4,063,000 | 6,168,000 | 8,276,000 |
| Provision for loan losses | 155,000 | 280,000 | 355,000 | 395,000 |
| Pretax income | 878,000 | 1,892,000 | 3,143,000 | 4,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 878,000 | 1,892,000 | 3,143,000 | 4,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,431,000 | 32,596,000 | 33,620,000 | 34,088,000 |
| Total capital | 34,168,000 | 34,461,000 | 35,542,000 | 36,040,000 |
| Risk-weighted assets | 204,683,000 | 210,291,000 | 210,887,000 | 223,545,000 |