Call reports 2021
CITY BANK & TRUST CO. — 2021
What CITY BANK & TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 300,703,000 | 318,332,000 | 317,141,000 | 357,206,000 |
| Total loans | 117,690,000 | 128,598,000 | 133,189,000 | 138,334,000 |
| Allowance for loan losses | 1,246,000 | 1,355,000 | 1,491,000 | 1,588,000 |
| Securities available for sale | 161,618,000 | 164,919,000 | 160,175,000 | 163,758,000 |
| Securities held to maturity | 2,229,000 | 2,229,000 | 2,229,000 | 2,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,931,000 | 276,322,000 | 283,719,000 | 321,466,000 |
| Interest-bearing deposits | 185,458,000 | 194,963,000 | 199,616,000 | 233,103,000 |
| Noninterest-bearing deposits | 83,473,000 | 81,359,000 | 84,103,000 | 88,363,000 |
| Equity capital | 29,553,000 | 29,713,000 | 30,137,000 | 32,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,685,000 | 7,188,000 | 9,681,000 |
| Interest expense | 108,000 | 217,000 | 326,000 | 437,000 |
| Net interest income | 2,140,000 | 4,468,000 | 6,862,000 | 9,244,000 |
| Noninterest income | 587,000 | 1,182,000 | 1,801,000 | 2,437,000 |
| Noninterest expense | 1,927,000 | 3,970,000 | 6,020,000 | 8,102,000 |
| Provision for loan losses | 147,000 | 259,000 | 406,000 | 512,000 |
| Pretax income | 773,000 | 1,589,000 | 2,643,000 | 3,529,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 773,000 | 1,589,000 | 2,643,000 | 3,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,644,000 | 26,685,000 | 27,489,000 | 31,501,000 |
| Total capital | 27,890,000 | 28,040,000 | 28,980,000 | 33,089,000 |
| Risk-weighted assets | 168,487,000 | 184,789,000 | 189,131,000 | 187,617,000 |