Call reports 2020
CITY BANK & TRUST CO. — 2020
What CITY BANK & TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 241,712,000 | 267,719,000 | 279,631,000 | 307,528,000 |
| Total loans | 87,127,000 | 91,981,000 | 93,342,000 | 112,743,000 |
| Allowance for loan losses | 825,000 | 875,000 | 968,000 | 1,096,000 |
| Securities available for sale | 131,302,000 | 154,879,000 | 135,594,000 | 168,129,000 |
| Securities held to maturity | 1,288,000 | 1,288,000 | 1,288,000 | 1,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,998,000 | 235,435,000 | 247,197,000 | 275,671,000 |
| Interest-bearing deposits | 156,117,000 | 165,301,000 | 167,458,000 | 194,977,000 |
| Noninterest-bearing deposits | 59,881,000 | 70,134,000 | 79,739,000 | 80,694,000 |
| Equity capital | 23,286,000 | 28,309,000 | 29,882,000 | 30,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,410,000 | 6,468,000 | 8,670,000 |
| Interest expense | 246,000 | 360,000 | 470,000 | 578,000 |
| Net interest income | 1,951,000 | 4,050,000 | 5,998,000 | 8,092,000 |
| Noninterest income | 557,000 | 1,060,000 | 1,607,000 | 2,190,000 |
| Noninterest expense | 1,654,000 | 3,291,000 | 5,065,000 | 6,968,000 |
| Provision for loan losses | 34,000 | 86,000 | 189,000 | 327,000 |
| Pretax income | 820,000 | 1,833,000 | 2,608,000 | 3,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 820,000 | 1,833,000 | 2,608,000 | 3,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,054,000 | 25,367,000 | 25,942,000 | 25,871,000 |
| Total capital | 25,879,000 | 26,242,000 | 26,910,000 | 26,967,000 |
| Risk-weighted assets | 143,760,000 | 148,972,000 | 151,208,000 | 165,454,000 |