Call reports 2019
CITY BANK & TRUST CO. — 2019
What CITY BANK & TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 247,900,000 | 253,833,000 | 255,434,000 | 262,847,000 |
| Total loans | 77,615,000 | 76,434,000 | 76,932,000 | 85,990,000 |
| Allowance for loan losses | 717,000 | 758,000 | 789,000 | 795,000 |
| Securities available for sale | 151,599,000 | 155,908,000 | 161,188,000 | 154,407,000 |
| Securities held to maturity | 845,000 | 845,000 | 845,000 | 788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,742,000 | 205,661,000 | 208,933,000 | 235,426,000 |
| Interest-bearing deposits | 152,955,000 | 149,868,000 | 150,543,000 | 177,631,000 |
| Noninterest-bearing deposits | 56,787,000 | 55,793,000 | 58,390,000 | 57,795,000 |
| Equity capital | 23,451,000 | 25,532,000 | 26,265,000 | 25,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,243,000 | 6,386,000 | 8,511,000 |
| Interest expense | 360,000 | 709,000 | 1,047,000 | 1,345,000 |
| Net interest income | 1,754,000 | 3,534,000 | 5,339,000 | 7,166,000 |
| Noninterest income | 555,000 | 1,157,000 | 1,767,000 | 2,335,000 |
| Noninterest expense | 1,601,000 | 3,224,000 | 4,912,000 | 6,600,000 |
| Provision for loan losses | 33,000 | 76,000 | 125,000 | 189,000 |
| Pretax income | 678,000 | 1,394,000 | 2,070,000 | 2,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 678,000 | 1,394,000 | 2,070,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,513,000 | 24,928,000 | 25,094,000 | 24,234,000 |
| Total capital | 25,230,000 | 25,686,000 | 25,883,000 | 25,029,000 |
| Risk-weighted assets | 130,565,000 | 132,520,000 | 129,755,000 | 141,166,000 |