Call reports 2018
CITY BANK & TRUST CO. — 2018
What CITY BANK & TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 247,517,000 | 246,836,000 | 242,234,000 | 246,541,000 |
| Total loans | 78,702,000 | 78,744,000 | 79,445,000 | 78,544,000 |
| Allowance for loan losses | 586,000 | 620,000 | 656,000 | 681,000 |
| Securities available for sale | 151,710,000 | 150,253,000 | 146,062,000 | 147,462,000 |
| Securities held to maturity | 899,000 | 899,000 | 899,000 | 845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,875,000 | 202,992,000 | 196,990,000 | 223,237,000 |
| Interest-bearing deposits | 151,771,000 | 150,538,000 | 144,977,000 | 169,994,000 |
| Noninterest-bearing deposits | 56,104,000 | 52,454,000 | 52,013,000 | 53,243,000 |
| Equity capital | 22,012,000 | 21,909,000 | 22,199,000 | 21,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,877,000 | 5,812,000 | 7,858,000 |
| Interest expense | 245,000 | 536,000 | 844,000 | 1,174,000 |
| Net interest income | 1,668,000 | 3,341,000 | 4,968,000 | 6,684,000 |
| Noninterest income | 689,000 | 1,251,000 | 1,799,000 | 2,390,000 |
| Noninterest expense | 1,552,000 | 3,147,000 | 4,730,000 | 6,439,000 |
| Provision for loan losses | 36,000 | 72,000 | 120,000 | 161,000 |
| Pretax income | 770,000 | 1,378,000 | 1,920,000 | 2,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 770,000 | 1,378,000 | 1,920,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,228,000 | 24,460,000 | 24,926,000 | 23,834,000 |
| Total capital | 24,814,000 | 25,080,000 | 25,582,000 | 24,515,000 |
| Risk-weighted assets | 131,429,000 | 130,013,000 | 130,965,000 | 129,547,000 |