Call reports 2016
CITY BANK & TRUST CO. — 2016
What CITY BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 231,582,000 | 230,918,000 | 231,031,000 | 249,875,000 |
| Total loans | 74,840,000 | 75,051,000 | 76,752,000 | 76,788,000 |
| Allowance for loan losses | 495,000 | 505,000 | 515,000 | 525,000 |
| Securities available for sale | 137,627,000 | 138,710,000 | 136,382,000 | 138,219,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,600,000 | 203,457,000 | 202,547,000 | 225,630,000 |
| Interest-bearing deposits | 151,992,000 | 150,480,000 | 149,633,000 | 171,413,000 |
| Noninterest-bearing deposits | 53,608,000 | 52,977,000 | 52,914,000 | 54,217,000 |
| Equity capital | 23,861,000 | 25,045,000 | 25,552,000 | 21,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 3,543,000 | 5,334,000 | 7,160,000 |
| Interest expense | 123,000 | 244,000 | 366,000 | 489,000 |
| Net interest income | 1,642,000 | 3,299,000 | 4,968,000 | 6,671,000 |
| Noninterest income | 592,000 | 1,131,000 | 1,703,000 | 2,275,000 |
| Noninterest expense | 1,576,000 | 3,166,000 | 4,771,000 | 6,420,000 |
| Provision for loan losses | 30,000 | 54,000 | 79,000 | 112,000 |
| Pretax income | 745,000 | 1,386,000 | 2,038,000 | 2,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 745,000 | 1,386,000 | 2,038,000 | 2,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,462,000 | 23,652,000 | 24,104,000 | 23,147,000 |
| Total capital | 23,957,000 | 24,157,000 | 24,619,000 | 23,672,000 |
| Risk-weighted assets | 121,079,000 | 124,075,000 | 130,133,000 | 131,542,000 |