Call reports 2015
CITY BANK & TRUST CO. — 2015
What CITY BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,113,000 | 227,598,000 | 222,784,000 | 250,649,000 |
| Total loans | 78,042,000 | 78,468,000 | 75,987,000 | 76,520,000 |
| Allowance for loan losses | 437,000 | 452,000 | 466,000 | 479,000 |
| Securities available for sale | 129,220,000 | 130,929,000 | 129,850,000 | 138,994,000 |
| Securities held to maturity | 340,000 | 40,000 | 40,000 | 1,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,919,000 | 201,813,000 | 196,045,000 | 226,200,000 |
| Interest-bearing deposits | 157,765,000 | 151,289,000 | 146,989,000 | 173,531,000 |
| Noninterest-bearing deposits | 54,154,000 | 50,524,000 | 49,056,000 | 52,669,000 |
| Equity capital | 23,743,000 | 23,130,000 | 23,903,000 | 22,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,412,000 | 5,097,000 | 6,816,000 |
| Interest expense | 120,000 | 238,000 | 357,000 | 478,000 |
| Net interest income | 1,581,000 | 3,174,000 | 4,740,000 | 6,338,000 |
| Noninterest income | 570,000 | 1,125,000 | 1,703,000 | 2,279,000 |
| Noninterest expense | 1,557,000 | 3,137,000 | 4,709,000 | 6,342,000 |
| Provision for loan losses | 14,000 | 36,000 | 58,000 | 85,000 |
| Pretax income | 590,000 | 1,165,000 | 1,764,000 | 2,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,165,000 | 1,764,000 | 2,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,122,000 | 23,072,000 | 23,471,000 | 22,716,000 |
| Total capital | 23,559,000 | 23,524,000 | 23,937,000 | 23,195,000 |
| Risk-weighted assets | 110,270,000 | 119,293,000 | 122,501,000 | 122,834,000 |